Subscription-Based Financial Planning Services
Your one-stop shop for all things finance
Our subscription-based financial planning, or 
services are simple and effective. You get paired with a dedicated “Navigator,” a licensed financial advisor who will get to know you and give you customized financial advice and guidance. Think of the Navigator as your own personal finance trainer. You can talk with your Navigator as often as you want as part of your monthly subscription fee.
Become a member
Choose a membership for advisory services that best fits your needs and get paired with a Navigator today!
Address immediate needs
Work with your Navigator to address immediate questions or concerns, and take actionable steps where needed.
Start planning your future
Your Navigator will use a suite of financial planning tools relevant to your situation, guiding you along the way to help you meet your financial goals.
get access to customized guidance
- Unlimited communications
- dedicated point of contact
- Complete management
- all for one, low subscription fee
What does it mean to work with a financial advisor?
A financial advisor regularly talks with you to understand your financial situation, and help you identify your goals, needs, wants, and challenges. Depending on your situation, a financial advisor a may provide general guidance or specific advice. Topics you might discuss include income & spending, savings, investments, and much more.
- Making Ends Meet
- Creating a Basic Financial Framework for You and Your Family
- Creating a Basic and Realistic Budget
- Understanding the Difference Between Your Cash Flow and Your Balance Sheet
- When Cash is Tight: Should I Cut Expenses, Earn More Money, or Both?
- Marriage and Finances
- Managing Financial Hardships
- Saving to Buy a Home or Other Major Purchase
- Saving for College
- Should I Use My Savings to Pay Down Debt?
- Should I Invest My Savings or Keep It in the Bank?
- Investment Review: Are My Investments in Good Order
- Should I Manage My Own Investments or Hire Someone Else to Manage Them?
- What Investments Should I Consider?
- What Should I Do If I Know or Care Little About Investing?
- Should I Consolidate My Assets or Keep Them Where They Are?
- Is the Annuity I Own Doing What It’s Supposed To Be Doing?
- Am I happy with my assets under management?
- Real Estate Investing
- How Do I Best Manage My Personal Debt
- Mortgage Financing
- Managing Student Loans
- Financial planning services to get out of debt
- Am I Getting the Most Out of My 401k Plan?
- Is My 401k in Good Order?
- Do I Understand How My 401k Plan Works?
- Should I Save on a Traditional Pre-Tax Basis or an After-Tax Roth Basis?
- Am I Saving the Right Amount in My 401k Plan?
- What Should I Do With My Old 401k Accounts?
- Creating a Basic Retirement Plan
- How Much Income Will I Receive During My Retirement Years?
- Maximizing My Social Security Benefit
- Understanding and Maximizing My Medicare Benefit
- Managing Healthcare Expenses
- Understanding the Elements of a Basic Estate Plan
- Should I Do My Own Estate Planning or Hire Someone Else to Do It For Me?
- Are All My Beneficiaries Up to Date?
- What is a Trust, and What are the Pros and Cons of Establishing One?
- Getting My Financial Affairs in Order
- Wealth Transfer Planning
- End of Life Planning
- Insurance Review: How Well Am I Managing Risk?
- Are My Liability Limits Suitable?
- Life Insurance: When Is It Essential, and When Is It Not Worth the Money?
- Long Term Disability: How Does It Work, and How Do I Get It?
- Long Term Care Insurance: How Does It Work, and Is It Worth It?
- Understanding What Taxes I Pay
- Should I Prepare My Own Taxes or Hire Someone Else to Prepare Them?
- Are There Basic Tax Savings Strategies I'm Not Taking Advantage Of?
- Is It a Good Idea to Start My Own Business?
- How Do I Start My Own Business?
- How Do I Finance My New Business?
More about navigate and How it Works
Financial planners & advisors are notorious for being difficult to access until you hit a certain level of net worth. Our goal at Navigate Financial is to make financial planning accessible to everyone, not just the 1%. For one manageable monthly fee, you get connected with a dedicated financial advisory, a financial plan, and regular communication with your advisor. Any Navigator you work with is a certified financial planner, and our Netflix-like subscription-based model makes wealth management more accessible than ever. Managing your money doesn’t have to be complicated. Whether in debt or sitting on a large bank account, we’re here to help you set and achieve your financial goals.